Insurance & Risk Consultants (IRC) is an independent insurance agency, which specializes in the management of personal and commercial risks.

It gives personalized service, insurance coverage options and a consultative approach to evaluate, assess and design the type of insurance protection needed keeping its clients’ best interest at heart.

If you have only experienced impersonalized sales of products and no options or service, then you’ll be blown away by our personalized service, insurance coverage options and a consultative approach to evaluate, assess and design the type of insurance protection that you need.

When you review this site, you’ll realize that as an independent insurance agency, we are more trustworthy with respect to competition for we have your best interest at heart.

Many people never realize just how much more money they can save when your agent does the shopping for you. Have you begun to realize how this works? We do represent you and have access to an array of insurance carriers-we are not married to one insurance company.

When you use our consulting services, you’ll be sure you get advised on the best policy for you- we do not sell products, we design an insurance plan that works for you. We research the market and obtain the best product in terms of price and quality.

Our focus is to provide you with customized service to meet your needs. We do a thorough- in depth analysis to assess your risk tolerance as an individual or commercial entity and identify the risk to be shared with or transferred to an insurer.

IRC, has more than ten years experience mitigating risk and advising our clients on how to protect themselves against unexpected accidental damages.

Whether an individual or a business entity, an insurance policy is not a one policy fits all approach. Therefore, IRC will develop a policy that will meet your needs avoiding the expense of unnecessary coverages.

When you insure your home, automobile, business or your family with IRC, be certain you’ll find an insurance agency that is on your side when you most need it.

Prior to coming with us, many clients just weren’t saving as much as they could or weren’t getting the service you deserve. IRC will assist you from A-Z including the counseling and guidance most needed when filing a claim to ensure a positive outcome minimizing your loses and helping you get the most out of your insurance policy to replace your assets.